Summary of Responsibilities: Evaluates and classifies risks on applications for life, accident and critical illness insurance including supplemental benefits and policy changes in accordance with mortality and morbidity pricing assumptions. Underwrites life insurance applications and associated risks. Classifies the risk with a minimum of underwriting requirements. Verbally discusses cases with Field Sales associates and applicants, which may involve explaining the reasons the Company took adverse action on an application and attempting to diminish any negative reaction by the applicant. Develops a strong knowledge of human physiology in order to gather the necessary information from the data collected. In addition, builds a high level of knowledge of other technical aspects of the underwriting process which include financial needs, insurable interests, avocations and occupations along with a comprehensive knowledge of the Company's products and procedures.

Summary of Responsibilities: Scans and indexes paper documents into workflow folders for further electronic processing for both fixed and variable products. Prioritizes imaging functions to fulfill client and representative requests in a timely and quality manner. All requests are to be handled in accordance with contract provisions, departmental standards, individual affiliate Partnership Agreements governing time service and Securities & Exchange Commission (SEC) procedural guidelines. Applies the correct indexing schema to each document by indicating the correct company, department, account, folder and policyholder name on each form and verifies clarity of image.

Summary of Responsibilities: In a manner consistent with compliance and regulatory requirements, responds to agent’s inquiries via multi-media factors including inbound, outbound calls and email. This position is the liaison between our external agents and our Agency Operations Department and requires system, product and insurance industry knowledge.

Summary of Responsibilities:   Lead the company in the execution of business strategies and internal projects to ensure the desired result is achieved quickly and effectively.  The Lead Business Analyst has management accountability for the performance and development of the project team.  Lead BA leads and directs various activities/projects for Agency Operations and is responsible for Independent Distribution’s current systems and processes, documentation of business requirements for procedural/system improvements as well as communicating with the internal groups to ensure a clear understanding of requirements.  The Lead BA fosters and promotes continous process improvements and a positive work environment while ensuring business objectives are met and all departmental goals are achieved.

Summary of Responsibilities: Develops advanced-level documents, including customer-facing documents with business logic rules, using a wide array of system development tools. Codes, tests and implements variable print programming and electronic dissemination systems, translates, mockups into system templates. Develops eCommerce and registration websites using best in class software. Works in a team environment with minimal supervision, escalating issues to management as needed.

Summary of Responsibilities: Sorts and distributes incoming mail to Western & Southern Financial Group (W&SFG). Processes undeliverable mail and refers it to the appropriate department. Tracks all incoming express, registered, certified mail and delivery confirmation, keying information into a database. Provides backup to the route clerks and mail coordinator when necessary. Works with some supervision and is responsible for making a minimal range of decisions, escalating to manager when appropriate and updating manager on a regular basis.